What It Covers
The word “accident” is a broad one, and to help you understand the ins and outs of accident insurance, let’s narrow it down.
In this case, accident insurance typically covers dislocations, fractures, loss of limbs, death, and disability—in other words, an injury. The benefits can be used to help pay for:
- Doctor bills
- Hospital expenses
- Ambulance bills
- Living expenses while you recover
You can also add optional benefits to your policy for disability and hospital confinement.