
What It Covers

Here's how disability insurance works. Simply put, it provides you with up to 60% of your regular income if you can't work because you're ill or injured. You can use that money to pay your bills or hire help to do things that you can't because you're hurt. Things like the yard work or cleaning up around the house.
Missing a couple paychecks can put stress on your budget. Let alone going for months. You can pick policies that cover you for 6 months, 12 months, or 24 months.